Well I called the insurance company today to see if we are covered for hospice on hubby. They said NO!..I almost fainted. I talked with them a while and asked what would be covered. They said "In Home Nursing care". Well duh! I guess there is some difference.
So I called the Dr. They in turn called the insurance co. Still said NO!.I was fit to be tied. I was told all insurance companies carry hospice care.(Hubby has terminal cancer).
Well I am not one to give up!..I used to have to deal with dummies when I worked in the bank. Soooooo
I called Hospice! It is affiliated with the hospital. I wish I had called them first!. They said you have to word it the right way.."In home nursing" hospice before they will cover it!!!!
She called the insurance people and it is covered!..She still has to call the main office Monday..hopefully it is OK.
She is also looking into how long he will be covered and if it has any deductable to be met first...I am so relieved.
What really hurts is all those that would just take the first answer as gospel!
They wouldn't get the benefits they deserve!.It really hurts me to feel some who really need it are going to be take adantage of!
So hopefully Monday willl verify the good news I got today!
They are also getting some pain medication ready for when he needs it!.Also a hospital bed. He will be staying at home. No more hospitals.
It's a shame the system has to make things so difficult when someone is going through so much stress!
So never take no for an answer the first or second time..hang in there! I'm glad I did!
Snoozy........
Edited by - Golden Girl on 13 December 2002 22:11:57